Commercial Lending Services in Australia | Business & Property Finance
Explore commercial lending services in Australia, including property finance, business funding, private lending, and specialist loan solutions.
Commercial Lending Services in Australia | Business & Property Finance
Key Benefits of Our Commercial Lending Services
Access $50K–$200M+ funding across all loan types
Loans for property, business, equipment, trade, and SMSF
Faster assessment may be possible with private lending options
Flexible terms from 30 days to 30 years
Trusted by Australian businesses nationwide
Expert brokers with 15+ years experience
Call 0485 952 651
Get Custom Quote
Commercial Finance Broking Services
Emet Capital helps Australian businesses, investors, and developers compare commercial lending services across property finance, business funding, and specialist loan scenarios. This page is your starting point if you want to understand which loan type may fit your objective, how lenders typically assess a deal, and where a bank, non-bank, or private lender structure may be more suitable.
How to use this services hub
Not every commercial lending solution is built for the same borrower or transaction. Some facilities are designed for speed. Others are built around longer terms, lower rates, or more complex security structures. This hub brings those options together in one place so you can compare loan types before you enquire.
If you're weighing short-term funding, start with
bridging finance
caveat loans
, or
private lending
. If you're planning a longer-term business or property strategy, compare
first and second mortgages
commercial property development finance
, and
working capital solutions
We’ve organised the services below by use case, funding style, and borrower need so the page works as a genuine commercial lending reference point rather than just a directory.
What borrowers usually want to compare
Speed vs cost
Private and short-term lenders may move faster, while major lenders typically focus on lower pricing and stronger documentation.
Security type
Some loans are property-backed, while others lean more heavily on business cash flow, equipment value, or trade assets.
Loan purpose
Acquisition, development, refinance, debtor pressure, tax debt, stock purchases, and partner buyouts often need different structures.
Exit strategy
Shorter-term facilities typically work best where there is a clear refinance, sale, or business cash event supporting repayment.
Our
Service Directory
Browse our comprehensive range of commercial finance solutions. Click on any service to learn more about specific lending options.
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Range:
Terms:
Details
Apply
Industries We
Serve
Our commercial finance brokers understand the unique requirements of different industries across Australia
Commercial Lending
Success Stories
Real Australian businesses we've helped secure the right commercial finance solutions
Challenge:
Outcome:
Bank vs Private Lender
Comparison
Understanding your commercial lending options in the Australian market
Traditional Banks
Approval Time:
4-8 weeks
Interest Rates:
Lower (3-8%)
Documentation:
Extensive
Flexibility:
Limited
Best For:
Established businesses
Our Broker Network
Recommended
1-3 weeks
Competitive (varies)
Streamlined
High
All business types
Private Lenders
24-48 hours
Higher (8-15%)
Minimal
Very High
Urgent funding
Which commercial lending service may fit your scenario?
Property-led transactions
If the property is central to the deal, borrowers usually compare development finance, bridging finance, refinance options, and first or second mortgage structures first. These facilities may suit acquisitions, residual stock exits, refinance deadlines, or projects where the asset drives the credit decision.
Commercial property development finance
Bridging finance
Commercial property finance
Refinancing solutions
Business-led transactions
Where the deal is more about operations, growth, or cash flow than pure property strategy, working capital, trade finance, business acquisition funding, and equipment finance may be more suitable. These structures typically depend on transaction purpose, turnover, assets, and repayment path.
Working capital
Business acquisition finance
Trade finance
Commercial finance by city
Local market conditions can affect lender appetite, valuation timing, security review, and settlement pressure. These city pages explain common scenarios across the main service lines.
Commercial bridging finance
Sydney
Melbourne
Brisbane
Perth
Adelaide
Gold Coast
Private lending
Asset-backed lending
How Does Our Commercial Lending
Process Work?
Simple, streamlined steps to get your commercial finance approved and settled across Australia
Frequently Asked
Questions
Common questions about commercial lending and our brokerage services in Australia
Looking for Flexible Commercial Lending in Australia?
Our expert commercial finance brokers will secure the right solution for your business needs.
Access to 50+ Lenders
15+ Years Experience
Trusted Nationwide
Start Your Application Today
Call us on 0485 952 651
Commercial Lending Services Australia | Emet Capital
Explore commercial lending services in Australia, including property finance, business funding, private lending, and specialist loan solutions.
commercial lending services Australia, commercial finance brokers, business finance, property finance, private lending, specialist commercial loans
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Comprehensive property financing solutions
Commercial Property Finance
Commercial property loans and urgent settlement finance
Primary and secondary mortgage financing
Commercial Property Development
Development and construction financing
Short-term property bridging loans
Refinancing Solutions
Property refinance and restructure
Business growth and operational financing
Short-term business operational funding
Machinery and equipment funding
Business Acquisition
Business purchase and expansion loans
Import/export and trade financing
Unique and complex financing solutions
Asset-Backed Lending
Loans secured by business assets
Comprehensive asset and equipment financing
Fast secured loans against property equity
Non-bank private financing solutions
Self-managed super fund property loans
Business debt restructure and consolidation
What is a commercial loan?
A commercial loan is financing designed for business purposes, including property development, equipment purchases, working capital, and business expansion. Unlike personal loans, commercial loans are secured against business assets or property.
How quickly can commercial finance be assessed?
Assessment times vary by loan type, security, documentation, and lender appetite. Some simple files may be assessed quickly where documents are complete, while complex development or property finance can take several weeks.
Do you work with private lenders?
What security is required for commercial loans?
Security requirements depend on the loan type and amount. Options include property mortgages, business assets, equipment, debentures, or personal guarantees. We
Can startups access commercial finance?
Yes, though requirements are stricter. New businesses typically need stronger personal guarantees, higher deposits, or additional security. We specialize in helping startups navigate commercial lending requirements.
What industries do you serve?
We work across all industries including property development, manufacturing, healthcare, professional services, retail, hospitality, construction, and technology. Our brokers understand industry-specific financing needs.
Initial Consultation
Discuss your requirements and assess your situation
Proposal & Structure
Present tailored lending options and terms
Application & Assessment
Submit application to our lending partners
Settlement & Funding
Complete documentation and release funds
Development finance, bridging loans, and construction funding solutions
Manufacturing & SMEs
Equipment finance, working capital, and business expansion loans
Healthcare & Medical
Practice loans, equipment finance, and medical fitout funding
Professional Services
Office fitouts, working capital, and business acquisition finance
Property Development
Multi-stage residential development funding secured within 3 weeks
Complex staged funding requirements
Seasonal cash flow variations
Business expansion across 3 new locations
Rapid growth funding needs
Professional commercial finance brokers providing business loans, property finance, and specialist lending solutions across Australia.
Commercial property loans and development finance
Working capital, equipment finance, and business loans
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