Commercial Property Finance
Commercial property loans and urgent settlement finance
- Range:
- $100K - $50M+
- Terms:
- Short and long-term
Commercial Lending Services in Australia | Business & Property Finance
Professional commercial finance brokers comparing bank, non-bank, private and specialist lenders across Australia. Fast approvals, competitive rates, and flexible terms for all your business financing needs.
Our Service Directory
Browse our comprehensive range of commercial finance solutions. Click on any service to learn more about specific lending options.
Property Finance
5 Services
Comprehensive property financing solutions
Business Finance
5 Services
Business growth and operational financing
Specialized Finance
6 Services
Unique and complex financing solutions
Key Benefits of Our Commercial Lending Services
Access $50K–$200M+ funding across all loan types
Loans for property, business, equipment, trade, and SMSF
Faster assessment may be possible with private lending options
Flexible terms from 30 days to 30 years
Trusted by Australian businesses nationwide
Specialist commercial finance experience
How to compare lending options
Commercial Finance Broking Services
Emet Capital helps Australian businesses, investors, and developers compare commercial lending services across property finance, business funding, and specialist loan scenarios. This page is your starting point if you want to understand which loan type may fit your objective, how lenders typically assess a deal, and where a bank, non-bank, or private lender structure may be more suitable.
How to use this services hub
Not every commercial lending solution is built for the same borrower or transaction. Some facilities are designed for speed. Others are built around longer terms, lower rates, or more complex security structures. This hub brings those options together in one place so you can compare loan types before you enquire.
If you're weighing short-term funding, start with bridging finance, caveat loans, or private lending. If you're planning a longer-term business or property strategy, compare first and second mortgages, commercial property development finance, and working capital solutions.
We’ve organised the services below by use case, funding style, and borrower need so the page works as a genuine commercial lending reference point rather than just a directory.
What borrowers usually want to compare
Speed vs cost
Private and short-term lenders may move faster, while major lenders typically focus on lower pricing and stronger documentation.
Security type
Some loans are property-backed, while others lean more heavily on business cash flow, equipment value, or trade assets.
Loan purpose
Acquisition, development, refinance, debtor pressure, tax debt, stock purchases, and partner buyouts often need different structures.
Exit strategy
Shorter-term facilities typically work best where there is a clear refinance, sale, or business cash event supporting repayment.
Industries We Serve
Our commercial finance brokers understand the unique requirements of different industries across Australia
Property Developers
Development finance, bridging loans, and construction funding solutions
- Site acquisition
- Construction finance
- Pre-sales funding
Manufacturing & SMEs
Equipment finance, working capital, and business expansion loans
- Machinery purchases
- Cash flow support
- Business acquisition
Healthcare & Medical
Practice loans, equipment finance, and medical fitout funding
- Medical equipment
- Practice acquisition
- Clinic expansion
Professional Services
Office fitouts, working capital, and business acquisition finance
- Office expansion
- Technology upgrades
- Partner buyouts
Commercial Lending Success Stories
Bank vs Private Lender Comparison
Understanding your commercial lending options in the Australian market
Traditional Banks
Approval Time:4-8 weeks
Interest Rates:Lower (3-8%)
Documentation:Extensive
Flexibility:Limited
Best For:Established businesses
Our Broker Network
Recommended
Approval Time:1-3 weeks
Interest Rates:Competitive (varies)
Documentation:Streamlined
Flexibility:High
Best For:All business types
Private Lenders
Approval Time:24-48 hours
Interest Rates:Higher (8-15%)
Documentation:Minimal
Flexibility:Very High
Best For:Urgent funding
Which commercial lending service may fit your scenario?
Property-led transactions
If the property is central to the deal, borrowers usually compare development finance, bridging finance, refinance options, and first or second mortgage structures first. These facilities may suit acquisitions, residual stock exits, refinance deadlines, or projects where the asset drives the credit decision.
Business-led transactions
Where the deal is more about operations, growth, or cash flow than pure property strategy, working capital, trade finance, business acquisition funding, and equipment finance may be more suitable. These structures typically depend on transaction purpose, turnover, assets, and repayment path.
Commercial finance by city
Local market conditions can affect lender appetite, valuation timing, security review, and settlement pressure. These city pages explain common scenarios across the main service lines.
How Does Our Commercial Lending Process Work?
Simple, streamlined steps to get your commercial finance approved and settled across Australia
01
Initial Consultation
Discuss your requirements and assess your situation
02
Proposal & Structure
Present tailored lending options and terms
03
Application & Assessment
Submit application to our lending partners
04
Settlement & Funding
Complete documentation and release funds
Frequently asked questions
Common questions about commercial lending and our brokerage services in Australia
Looking for Flexible Commercial Lending in Australia?
Our expert commercial finance brokers will secure the right solution for your business needs.
Broad Lender Comparison
Commercial Finance Experience
Trusted Nationwide