Commercial Lending Case Studies
Real success stories from Australian businesses that achieved their goals with our commercial lending solutions.
Understanding these finance examples
What these case studies show
Each case study explains a commercial lending problem, the funding structure used, the evidence a lender would typically review, and the exit or repayment pathway. They are designed to help business borrowers compare scenarios, not to promise that the same terms or outcome will apply.
Property-backed examples
- Rose Bay development bridging loan shows a short settlement-gap structure.
- Commercial property development finance explains the broader funding principles.
Business cash-flow examples
- Asset-backed lending and asset finance covers equipment and asset security.
- Business acquisition finance explains purchase funding and integration planning.
Information is general only and not financial advice. Lending availability depends on borrower circumstances, security, purpose, lender appetite, and supporting documents.
Latest Case Study
Second Mortgage Working Capital Case Study
An illustrative second mortgage working capital case study for Australian business borrowers, showing how property equity can support a temporary cash-flow gap with a defined exit.
9 min read
Case Studies29 May 2026Featured Case Study
Case Study: How a Bridging Loan Helped Secure a Commercial Property at Auction
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Loan Amount
Case Studies
Industry
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Case Study: How a Bridging Loan Helped Secure a Commercial Property at Auction
View Details$430K
Amount
12 months
Duration
Case Study: How a Second Mortgage Helped an Australian Business Consolidate Expensive Debt
Challenge:
Short-term debt pressure, fragmented repayments, and urgent creditor strain
Outcome:
Illustrative scenario showing how multiple high-cost debts may be consolidated, cash flow stabilised, and a refinance path preserved
Location:
Sydney, NSW
$650K
Amount
9 months
Duration
Gold Coast Surfers Paradise: $650K Second Mortgage for Beachfront Apartment Development Deposit
Challenge:
Deposit funds tied up in existing project, couldn't refinance first mortgage
Outcome:
Illustrative scenario based on: Secured $18.5M development site, project now under construction, $4.2M profit projected
Location:
Surfers Paradise, QLD
$2.1M
Amount
7 years
Duration
Collingwood Hospitality Group: $2.1M Refinancing Saves $185K Annually
Challenge:
Multiple high-cost loans, cash flow constraints, relationship with incumbent lender deteriorated
Outcome:
Illustrative scenario based on: Interest savings $185K annually, cash flow could improve $45K monthly, debt reduced to single facility
Location:
Collingwood, Melbourne VIC
$1.2M
Amount
Rolling 120-day facilities
Duration
Fortitude Valley Import Co: $1.2M Trade Finance for Asian Homeware
Challenge:
Seasonal import cycles, currency exposure, supplier payment terms, container deposit requirements
Outcome:
Illustrative scenario showing how trade finance may support revenue growth, supplier relationships, and margin improvement
Location:
Fortitude Valley, Brisbane QLD
$850K
Amount
5 years
Duration
Hamilton Hospitality Group: $850K Working Capital for Multi-Venue Expansion
Challenge:
Rapid expansion timing, seasonal cash flow, insufficient property security
Outcome:
Illustrative scenario based on: Expanded from 2 to 5 venues, revenue increased 180%
Location:
Hamilton, Newcastle NSW
$2.4M
Amount
15 years
Duration
The Junction Medical Centre: $2.4M SMSF Property Purchase
Challenge:
Complex SMSF compliance, limited recourse requirements, three-party SMSF purchase
Outcome:
Illustrative scenario based on: Practice owns premises, $180K annual rent saved, $1.2M equity built
Location:
The Junction, Newcastle NSW
$6.2M
Amount
24 months
Duration
Fortitude Valley Boutique Hotel: $6.2M Development Finance Success
Challenge:
Tourism recovery post-COVID and complex hospitality requirements
Outcome:
Illustrative scenario based on: 90% occupancy within 6 months of opening
Location:
Fortitude Valley, Brisbane
$5.8M
Amount
18 months
Duration
Parramatta Mixed-Use Development: $5.8M Bridging Finance Success
Challenge:
Construction delays requiring extended timeline
Outcome:
Illustrative scenario based on: 35% profit margin, all units pre-sold
Location:
Parramatta CBD, Western Sydney
$3.2M
Amount
12 months
Duration
Surry Hills Restaurant Acquisition: $3.2M Caveat Loan Success
Challenge:
48-hour settlement required for prime location
Outcome:
Illustrative scenario based on: Successful acquisition, restaurant opened within 3 months
Location:
Surry Hills, Sydney
Commercial Finance Experience
$150M+
Funds Facilitated
Tailored
Lender Matching
Variable
Transaction Timeframes
Broad
Commercial Experience
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