Commercial Lending Resources

How to use these commercial lending resources

Start with the finance type that matches the business problem, then compare the lender's usual assessment criteria before you enquire. A short-term property purchase, an equipment upgrade, a trade import cycle, and a debt consolidation need different evidence and different exit planning.

For property-backed funding, compare guides such as caveat loans in Australia, first mortgage loans, and second mortgages for business. For operating cash-flow needs, use the working capital guide and debtor and supply chain finance guide.

These resources are general information only. They help you prepare better questions, but they do not replace professional advice or lender assessment.

Most useful starting points

• Commercial property loans for buying, refinancing, or releasing equity from business property.
• Bridging finance for settlement gaps where timing and a clear exit are central.
• Equipment finance for machinery, vehicles, medical equipment, and other productive assets.
• Business debt consolidation for simplifying multiple facilities and reviewing cash-flow pressure.