Commercial Lending Tools & Calculators

Professional-grade financial calculators to help you plan and estimate your commercial lending needs with confidence.

Use the tools as planning aids before lender assessment

These calculators are designed to help Australian business borrowers model commercial finance scenarios before speaking with a broker, accountant or adviser. The outputs are estimates only. Actual lender appetite, terms, rates, fees, valuation outcomes and settlement timing depend on the borrower, security, documents, loan purpose and exit strategy.

Estimate a bridging scenario before the deadline is close

Use the bridging calculator to frame loan size, term, interest assumptions and exit timing before discussing whether a short-term property-backed facility may fit.

Compare commercial property purchase numbers

The commercial property tools help buyers test deposit size, monthly repayments and sensitivity before lender assessment, valuation and legal review.

Check second mortgage and equity-access trade-offs

Second mortgage and loan comparison tools can help borrowers compare structures without assuming approval, pricing or timing will be available.

Plan asset and equipment funding around cash flow

Asset finance and ROI calculators help business owners think through equipment cost, expected use, repayment capacity and the documents a lender may request.

Bridging Loan Calculator

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (Years)

Calculation Results

Enter loan details to see calculations

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What is a Bridging Loan?

A bridging loan is a short-term financing solution designed to "bridge" the gap between immediate funding needs and permanent financing. Perfect for property purchases, business acquisitions, or urgent cash flow requirements.