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Working Capital Calculator

Analyze your business liquidity and working capital requirements with industry-specific benchmarks.

Cash, inventory, accounts receivable, short-term investments

Accounts payable, short-term debt, accrued expenses

Optional: For working capital ratio calculation

For industry-specific benchmark comparison

Working Capital Analysis

Enter your financial data to see working capital analysis

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Current Ratio

Measures ability to pay short-term obligations. Higher ratios indicate better liquidity but may suggest inefficient asset use.

Quick Ratio

More conservative liquidity measure excluding inventory. Shows immediate ability to meet obligations.

Working Capital

Net amount available for operations. Positive working capital indicates healthy short-term financial position.

Frequently asked questions

Working capital is the difference between current assets and current liabilities. It measures your business's ability to pay short-term obligations and fund day-to-day operations.

A current ratio between 1.2-2.0 is generally healthy, but optimal ratios vary by industry. Too high may indicate inefficient use of assets, while too low suggests liquidity problems.

Strategies include accelerating receivables collection, optimizing inventory levels, negotiating better payment terms with suppliers, and securing working capital finance.

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